Banking Origination Risk Solutions That Automate Lending and Accelerate Growth

Most banks and lenders still manage origination through fragmented systems, manual underwriting, and rigid decisioning workflows. The result? Slower approvals, higher operational costs, and borrowers who abandon the process before they ever become customers.

Provenir's automated lending software changes this. Real-time decisioning for banks means approving the right customers faster, with greater accuracy and less manual intervention at every step.

Trusted by 110+ financial institutions across 60+ countries.

From global banks to consumer lenders, Provenir's banking origination software processes 4 billion+ decisions annually, giving financial institutions the speed and precision to grow their lending portfolios without growing their risk.

Real-Time Decisioning Software for Banks That Approves More of the Right Borrowers

Combine credit, fraud, and identity signals into a single origination decision — processed in real time. With 95% of applications fully automated, your team focuses on exceptions, not every application.

Banking Origination Software That Reduces Risk at the Source

Proactively identify and mitigate credit risk early in the origination process using advanced AI models, alternative data, and dynamic data orchestration — lowering default rates before losses occur.

Decisioning for Banks That Your Team Controls

Provenir's low-code platform puts origination strategy in the hands of your business users. Update credit policies, test new models, and deploy changes in minutes — no IT queue, no vendor dependency.

One Platform Across the Full Origination Lifecycle

From KYC and AML verification to credit scoring, offer personalization, and case management, Provenir brings together everything your origination process needs into a single banking origination risk solution.

THE RESULT: 25% faster underwriting, a 60x improvement in decisioning efficiency, and an origination operation built to scale with your business.

Why Provenir

The Automated Lending Software Built for Modern Banks

Legacy origination systems were built for a different era. Provenir gives banks and consumer lenders a single AI-powered platform that connects to 120+ data sources through one API, automates complex decisioning workflows, and adapts to market changes on your timeline. It's banking origination software designed for the speed, scale, and flexibility that financial institutions need today.

“The flexibility and ease of use of the Provenir platform allowed us to complete a very complex project in record time with nearly half as many resources and over a 50% cost reduction.”

ADAM COLCLASURE, SENIOR DIRECTOR, RISK INFRASTRUCTURE

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

JEFF LIVELY, VP OF DEALER SERVICES, GM FINANCIAL

Recognized for Innovation in Fraud Orchestration

Category Leader, Risk Tech Quadrant for Retail Credit Solutions, 2025

Major Player, IDC MarketScape: Worldwide Decision Intelligence Platforms, 2024

Recognized as Major Player in the Marketscape Worldwide Decision Intelligence Platforms, 2024

forrester

Strong Performer, 2025 AI Decisioning Platforms Report

Get the Report

Lets Get Started

Find Out What Separates Provenir From Every Other Banking Origination Software

Automated lending requires more than workflow tools. It requires real-time decisioning, data that's always current, and origination risk solutions your team can actually control. See how Provenir delivers all three.